After suffering a personal injury in a motor vehicle crash, chances are you must deal with insurance companies. As you probably know, these companies prefer not to pay out claims if they can avoid doing so. If you feel this is an unfair way to operate a business, you are not alone. However, it is possible to find a solution and get the payout you deserve, especially with help from a caring law firm in the Mesa, Arizona, region.
One way to show insurance providers that you will not give up is to send a demand letter. A well-drafted letter should state the facts of the accident as well as the compensation you expect.
Key elements of a proper demand letter
- Your account of the crash: Keep this account brief but detailed and refer to police reports, Arizona traffic laws and other facts to improve your injury claim.
- Other party’s negligence or fault: Here is your chance to talk about what laws the other driver broke and why the accident is his or her fault.
- List of injuries suffered: It is wise to be as detailed as possible when describing your injuries to an insurance carrier.
- List of medical expenses: In this part of the letter, you should also include the names of the medical professionals that provided treatment as well as where the treatment occurred (hospitals, doctor’s offices, etc.)
- List of other expenses and damages: Additional expenses caused by the crash include things like lost income, while damages may include emotional stress or anxiety.
- Compensation expectations: After calculating your expenses and damages, it is smart to increase this amount by as much as twice to provide you with room to negotiate your payout.
Acquiring legal assistance when drafting a demand letter ensures that the document is well-written, clear and difficult for insurers to dispute.